BT Documentation

Please refer below Home Loan Documentation if you are a Salaried person

 

 

(To be given for ALL loan Applicants)

♦  Passport-size photo

♦  PAN Card copy 

♦  Residence Address proof like Passport, Voter-id Card, Aadhar Card, Driving License etc.

♦  Qualification Proof (Optional)

♦  File Login Fees Cheque from your Salary Bank A/c

 

(To be given for only the applicants whose income is being taken)

♦  Salary-slip for last 3 months

♦  Form-16 copy for last 2 years

♦  Income tax returns for last 2 years, if available

♦  Latest Appointment letter / Increment letter / CTC Break-up for taking annual components

 

(To be given for only the applicants whose income is being taken)

♦  Last 6 months Saving A/c Bank statement showing salary credits

♦  Sanction letter / Repayment schedule / Loan Account Statement of running term loans along with last 6 months bank statement showing EMI debits

 

♦  Photocopy of all property chain-link documents & Approved Sanction Plan, if applicable

 

Download the above Salaried Documentation Checklist by clicking here...

Please refer below Home Loan Documentation if you are a Self-Employed Person:

 

KYC Documents for Individuals:

(To be given for ALL Loan Applicants)

♦  Passport-size photo

♦  PAN Card copy

♦  Residence Address proof like Passport, Voter-id Card, Aadhar Card, Driving License etc.

♦  Qualification Proof (Applicable for CAs, Doctors, Architects, Lawyers, Consultants)

♦  File Login Fees Cheque from your Savings / Current Bank A/c

 

Income Documents for Individuals:

(To be given for ONLY Applicants whose income is being taken)

♦  Last 3 years Income Tax returns with Computation of Total income with Balance Sheet, Profit & Loss A/c with all schedules and Audit Report, if any.

♦  Copy of GST returns for last / running Financial year

♦  Form 26AS for latt / running Financial year, if applicable

 

Bank Statements & Existing Loan Details for Individuals:

(To be given for ONLY Applicants whose income is being taken)

♦  Last 6 months Savings A/c Bank statement

♦  Last 6 months Current A/c Bank statement

♦  Last 6 months OD / CC A/c Bank statement, if applicable

♦  Sanction letter / repayment schedule of running term loans

♦  Sanction letter / repayment schedule of running CC / OD limits

 

Property Documents:

♦  Photocopy of all property chain-link documents & Approved Sanction Plan, if applicable

 

Documents for Partnership Firm / Company:

If you are running your Business / Profession in the name of a Partnership Firm / Company then following further documents will be required:

♦  PAN Card copy of Firm / Company 

♦  Office Address proof like Tel. bill, Elec. Bill, Bank etc. in the name of Firm / Company

♦  GST Registration copy in the name of Firm / Company

♦  Brief Business profile of Firm / Company

♦  Partnership Deed copy in case of Firm

♦  MOA / AOA copy in case of Company

♦  List of Directors & Shareholding pattern - CA certified in case of Company

♦  Last 3 years Income Tax returns with Computation of Total income of Firm/Company

♦  Last 3 years P&L A/c, Balance Sheet with all schedules - CA certified

♦  Last 3 years Audit Report, Form 3CD, if applicable

♦  Last 6 months Current A/c Bank Statement of Firm / Company

♦  Last 6 months CC/OD A/c Bank Statement of Firm / Company, if applicable

♦  Sanction letter / repayment schedule of running term loans

♦  Sanction letter / repayment schedule of running CC / OD limits

 

Download the above Self-Employed Documentation Checklist by clicking here...